The best way to not have the credit card blues is to use credit cards wisely.
For many people that means fewer cards and avoiding unsolicited credit offers.
Just like when you go on a diet, you don't keep cookies and pop in the house, the best credit card management involves keeping the cards from coming in your home in the first place!
It is easy to do. Here is how:
The credit bureaus offer a toll-free number that enables you to “opt-out” of having pre-approved credit offers sent to you for five years. Call 1-888-5-OPTOUT (567-8688) or visit http://www.optoutprescreen.com/ for more information. When you call, you’ll be asked for personal information, including your home telephone number, your name, and your Social Security number. The information you provide is confidential and will be used only to process your request to opt out of receiving pre-screened offers of credit.
May prosperity be yours,
Mackey McNeill, CPA/PFS, IAR
President and CEO
Mackey Advisors
Mackey@CultivatingProsperity.com
859-331-7755
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