7 Ways to Save in the Cincinnati Scene
1. The Cincinnati Art Museum: Did you know that the art museum is free everyday!! That is 60,000 works of art all for the low, low price of $0. If that isn't a bargain I don't know what is! www.cincinnatiartmuseum.org
2. The Contemporary Arts Center: Monday's from 5pm to 9pm the CAC is free. Grab a friend and unwind while winding through Zaha Hadid's magnificent building. And don't forget to check out the unMuseum! www.contemporaryartscenter.org
3. Fountain Square: There is always something going on at Fountain Square. From ice skating to karaoke to live music this is a great place to hang out and have some fun. Most events are free! www.myfountainsquare.com
4. Cyclones Hockey: The Cyclones are all about their fans having fun on a budget. Most of their home games feature some kind of $1 special, pizza, beer, hot dogs, and even pulled pork sandwiches. To see the schedule of events go to www.cycloneshockey.com
5. Dollar Fridays at Turfway Downs: By Friday most of us are ready for some fun. What better way than to head to Turfway Downs for $1 Buds and hotdogs. There is live racing and live music from some of the best cover bands in the city. www.turfway.com
6. 5 for $5: The bars of Covington have found a great way for people to still go out and have a few cocktails without breaking the bank. On Wednesday evenings Cosmos & Mulligan's feature 5 for $5 well drinks or bottled beer, and on Thursdays Molly Malone's & Keystone offer the same.
7. And for more ways to hang out in Cincinnati on the Cheap go to www.CincinnationtheCheap.com
By: Gracie Mohr
Showing posts with label thrifty thursdays. Show all posts
Showing posts with label thrifty thursdays. Show all posts
Thursday, February 18, 2010
Thursday, January 14, 2010
Thrifty Thursday: Putting Savings in Perspective
Saving is hard. Especially for those of us who are prone to instant gratification. It is all too easy to spend that dollar on a delicious candy bar today and forgo the savings tomorrow. Below is a little article written by Spencer Sherman and Brent Kessel. The statements below really help put saving in perspective.
It is useful to keep in mind that the biggest determinant of financial success is your level of spending relative to your income and/or assets.
The reason is that you need about $20 saved in an investment portfolio for every $1 you're going to spend once you stop working and your earned income stops. So if you cut your spending by $1, you've actually just lowered your required savings by $20.
For example, if you can reduce your annual spending from $36,000 to $34,800 or by $1,200 ($100 per month), you've decreased your required savings by $24,000. Instead of needing a nest egg of $720,000 (twenty times $36,000), you only need $696,000 (twenty times $34,800).
How do you reduce spending by $100 per month?..... Keep reading Thrifty Thursdays! Every week we will be posting a savings tip that you can really use.
It is useful to keep in mind that the biggest determinant of financial success is your level of spending relative to your income and/or assets.
The reason is that you need about $20 saved in an investment portfolio for every $1 you're going to spend once you stop working and your earned income stops. So if you cut your spending by $1, you've actually just lowered your required savings by $20.
For example, if you can reduce your annual spending from $36,000 to $34,800 or by $1,200 ($100 per month), you've decreased your required savings by $24,000. Instead of needing a nest egg of $720,000 (twenty times $36,000), you only need $696,000 (twenty times $34,800).
How do you reduce spending by $100 per month?..... Keep reading Thrifty Thursdays! Every week we will be posting a savings tip that you can really use.
Thursday, January 7, 2010
THRIFTY THURSDAYS: 15 Ways to Save while Staying Fit
1.Are you a loner or do you need the impact of a friend/team? Some of us are great at setting goals and just doing it. Others need to get a buddy to be accountable to. What is your nature? Design you system around this first.
2. Swap Workout VHS/DVDs with friends. Almost everyone has a workout tape sitting at home. Get a group of friends together to swap tapes weekly to keep your workouts interesting and your body guessing.
3. Gather a group of friends. Go to the park and play flag football, soccer, basketball, tennis or even a high energy game of freeze tag.
4. Share a Wii Fit with friends. So many people have Wii Fits now, get a group together for a weekly Wii yoga session.
5. Have a Dog? Get in shape with your favorite furry friend! They need to stay strong and fit too. Throw around the frisbee, run around the dog park or take walks in the park. If you don't have a dog ask to borrow your neighbors. They will thank you for it!
6. Learn to use your body as your strength training weights, there is no need for expensive equipment. And there are lots of video resources on youtube.
7. Walk or run your way to health. All you need is a good pair of running shoes.
8. Walk at lunch. During the winter, it is often too cold or dark to walk in the morning or evening, so go into work early and then walk at lunch when the sun is out and more palatable.
9. Buy used equipment on Craig's list, eBay, or other online merchant. Often people think they will like a certain kind of workout, but really don't.
10. Shop around for a fitness club. What is most important to you? A pool? A basketball court? A sauna? Many clubs give you 30 days free or a certain amount of free visits. Try them out in the winter. Assess you budget, if your purse strings can hold out go for it. If not, once the winter breaks go back to your walking shoes.
11. Go to the mall in bad weather. Its warm and free, but be careful of the window displays!
12. Take the stairs at work and try to make it a challenge with your co-workers. Who can take the stairs the most times in a day/week/month?
13. Ask friends if they have old workout equipment lying around you could borrow, swap, or trade for. Get fun and creative with the payoff, like I get your treadmill and in return I will cook you dinner once a week for 6 weeks.
14. Some of us need that extra boost of a personal trainer to keep us motivated. To cut down on the cost see if your personal trainer will train you and a few friends. This way you could split the cost in half or even thirds!
15. Go dancing! Its a great way to meet people, stay in shape and have fun. Check craigslist or a local event site to check out the different venues and types of dances there are in your area.
by: Gracie Mohr
2. Swap Workout VHS/DVDs with friends. Almost everyone has a workout tape sitting at home. Get a group of friends together to swap tapes weekly to keep your workouts interesting and your body guessing.
3. Gather a group of friends. Go to the park and play flag football, soccer, basketball, tennis or even a high energy game of freeze tag.
4. Share a Wii Fit with friends. So many people have Wii Fits now, get a group together for a weekly Wii yoga session.
5. Have a Dog? Get in shape with your favorite furry friend! They need to stay strong and fit too. Throw around the frisbee, run around the dog park or take walks in the park. If you don't have a dog ask to borrow your neighbors. They will thank you for it!
6. Learn to use your body as your strength training weights, there is no need for expensive equipment. And there are lots of video resources on youtube.
7. Walk or run your way to health. All you need is a good pair of running shoes.
8. Walk at lunch. During the winter, it is often too cold or dark to walk in the morning or evening, so go into work early and then walk at lunch when the sun is out and more palatable.
9. Buy used equipment on Craig's list, eBay, or other online merchant. Often people think they will like a certain kind of workout, but really don't.
10. Shop around for a fitness club. What is most important to you? A pool? A basketball court? A sauna? Many clubs give you 30 days free or a certain amount of free visits. Try them out in the winter. Assess you budget, if your purse strings can hold out go for it. If not, once the winter breaks go back to your walking shoes.
11. Go to the mall in bad weather. Its warm and free, but be careful of the window displays!
12. Take the stairs at work and try to make it a challenge with your co-workers. Who can take the stairs the most times in a day/week/month?
13. Ask friends if they have old workout equipment lying around you could borrow, swap, or trade for. Get fun and creative with the payoff, like I get your treadmill and in return I will cook you dinner once a week for 6 weeks.
14. Some of us need that extra boost of a personal trainer to keep us motivated. To cut down on the cost see if your personal trainer will train you and a few friends. This way you could split the cost in half or even thirds!
15. Go dancing! Its a great way to meet people, stay in shape and have fun. Check craigslist or a local event site to check out the different venues and types of dances there are in your area.
by: Gracie Mohr
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